![]() ![]() It has over 20 years of experience negotiating with creditors, which has led to over $15 billion in resolved debt. While a few other debt relief companies have lower amounts of minimum required debt, Freedom Debt Relief stands out as the top choice for several reasons. Freedom Debt Relief will disclose your fees upfront and will not increase them. It doesn’t collect any upfront fees, and you won’t need to pay any fees until it has negotiated the debt, agreed on the settlement, and you’ve made your first payment. Freedom Debt Relief provides an online Client Dashboard, which helps you track your progress 24/7.ĭepending on your state, the cost of Freedom Debt Relief’s services ranges from 15% to 25% of your enrolled debt. On average, Freedom Debt Relief’s plans take 24 to 48 months to complete but vary depending on factors such as the amount of debt, the creditors and the amount you can save each month. It offers a free consultation to provide information on available services. If you have $7,500 worth of unsecured debt or more, Freedom Debt Relief can help you. After your account reaches a certain amount, Freedom Debt Relief will negotiate with your lenders on your behalf. ![]() Why we chose it: Freedom Debt Relief is an excellent option for settling smaller debts as its minimum required debt is $7,500, lower than all of our other picks and most competitors.įreedom Debt Relief is a debt settlement company that asks you to deposit payments according to a custom plan into a dedicated account.
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